Does Homeowners Insurance Cover Mold? The Causation Rule Most Homeowners Get Wrong
Mold coverage is based entirely on causation. The mold itself is not a covered event, but if it resulted from a sudden, covered peril (like a burst pipe), it may be covered. Gradual water damage, slow leaks, and poor ventilation are the most common reasons mold claims are denied. Even when mold is covered, standard … Read more