Lightning and Electrical Damage Insurance Claim: Proving Causation When the Insurer Pushes Back
Lightning strikes are named covered perils, but insurers frequently dispute whether the lightning actually caused your electrical damage or if it was just “old age.” Do not throw away any damaged electronics, appliances, or melted wiring before the adjuster inspects them. If your HVAC system is damaged, you need an independent technician to explicitly document … Read more