Home Insurance Claim Denied for Wear and Tear: What It Means and Why It Happens
“Wear and tear” is one of the most common reasons home insurance claims are denied, but it is also one of the most frequently misapplied by insurers. Standard policies do not cover gradual deterioration. Disputes typically arise when a storm impacts an already-aging roof or component. Insurers often rely on the age of materials or … Read more