Does Homeowners Insurance Cover Fences, Detached Garages, and Other Structures?
Damage to fences, detached garages, sheds, and pools is generally covered by standard homeowners insurance under “Coverage B” (Other Structures). Coverage B is typically limited to 10 percent of your total dwelling coverage. If your home is insured for $300,000, you have $30,000 to repair or replace all detached structures. Outbuildings are covered against the … Read more