insurance scope of work

Insurance Claim Supplement: What It Is and What It Means When Your Contractor Brings It Up

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Home Insurance Claim Supplement

A supplement is an additional request submitted to your insurance company to cover repair costs that were not included in the original settlement. It is completely normal and happens on almost all major claims when hidden damage is uncovered during the actual repair process. Your contractor should be the one to document, draft, and submit … Read more

What Is Xactimate? Why Insurance Estimates Are Built This Way – and What It Means for Your Claim

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What Is Xactimate

Xactimate is the industry standard software used by insurance adjusters to calculate property damage repair costs. The software relies on a regional database of historical average prices, which often lags behind current, real world contractor rates. A difference between your insurance offer and your contractor’s quote is usually caused by a “scope gap” (missing repair … Read more