Homeowners Insurance Mold Claim: Why the Process Is Harder Than the Coverage Question
Getting a mold claim approved is only the first hurdle; the most expensive disputes revolve around how the adjuster categorizes the source of the moisture and the scope of the cleanup. Adjusters frequently rely on visual inspections to label mold as “gradual” or “long-standing,” but mold does not carry a timestamp. Independent testing is often … Read more