A breach of contract occurs when the insurer fails to pay what the policy covers, while bad faith means they acted unreasonably or deceptively in handling your claim. The type of claim you file dictates your potential recovery. Breach covers exactly what you are owed, whereas bad faith can include additional damages like attorney fees … Read more
A standard breach of contract lawsuit asks the insurer to pay what the policy covers. A bad faith lawsuit asks the court to penalize the insurer for acting unreasonably during the claim process. Proving bad faith requires meeting a two-part standard: you must show that the insurer failed to pay a covered benefit and that … Read more
Not every difficult or delayed claim requires a lawyer. Many scope and pricing disputes are better handled by a public adjuster who can negotiate the valuation of your damage. A home insurance claim lawyer becomes the right tool when the dispute shifts from a negotiation problem (pricing) to a legal problem, such as your insurer … Read more