Home Insurance Claim Lawsuit Statute of Limitations: The Hidden Deadline You Can’t Afford to Miss

Home Insurance Claim Lawsuit Statute Of Limitations

There are two different deadlines you must track if you want to sue your insurer: the policy’s suit limitations clause and the state statute of limitations. The policy suit limitations clause is almost always shorter (typically one to two years) and usually overrides the state’s default timeline. Policy deadlines start ticking from the exact date … Read more

Homeowners Insurance Bad Faith Lawsuit: Proving Your Case and What You Can Recover

Homeowners Insurance Bad Faith Lawsuit

A standard breach of contract lawsuit asks the insurer to pay what the policy covers. A bad faith lawsuit asks the court to penalize the insurer for acting unreasonably during the claim process. Proving bad faith requires meeting a two-part standard: you must show that the insurer failed to pay a covered benefit and that … Read more