A public adjuster (PA) and an insurance attorney serve completely different functions in a property claim dispute. Choosing the wrong one will cost you valuable time and money. Public adjusters are experts in construction scope and damage valuation. You hire them when the insurance company admits your claim is covered but refuses to pay the … Read more
There are two different deadlines you must track if you want to sue your insurer: the policy’s suit limitations clause and the state statute of limitations. The policy suit limitations clause is almost always shorter (typically one to two years) and usually overrides the state’s default timeline. Policy deadlines start ticking from the exact date … Read more
An insurance attorney takes over all communication with your insurer, legally preventing the adjuster from contacting you directly and protecting you from making accidental misstatements. Their primary role involves translating your policy exclusions, coordinating independent forensic experts, and leveraging the threat of litigation to force a fair settlement negotiation. Attorneys do not manufacture damage or … Read more